Unlimited 2% cash reward — Cardholders earn unlimited 2% cash rewards on purchases. There are no categories to activate or earnings limits.
There are other cards that offer higher cashback rates in certain categories, and while they’re worth it, they require more effort. Additionally, there are often caps that limit the purchases that apply. The Wells Fargo Active Cash® Card is perfect for those looking for an easy-to-use card with great benefits. Earn best-in-class flat-rate benefits as soon as you purchase, without any restrictions or hurdles to overcome.
Welcome offer of $100 cash reward — New Wells Fargo Active Cash® cardholders earn a $100 cash rewards welcome offer after spending just $500 on purchases in the first three months. Not only is this a very competitive sign-up bonus for a no-annual-fee card, it’s also one of the things that sets this Wells Fargo credit card apart from other 2% back cards. There’s also a sign-up bonus, and I’ve yet to come across any other credit card with a 2% unlimited cash benefit.
Intro offer of 0% APR for 12 months from account opening — New cardholders enjoy a 0% introductory APR on both new purchases and eligible balance transfers for the first 12 months from account opening. (After that period, a variable APR transition rate of 18.49%, 24.49%, or 28.49% applies.) This is a great offer, even when compared to cards that only sell at 0% intro APR. This means you’ll pay no interest on purchases or balance transfers for a year with this card.
No annual fee — In many cases, higher redemption rates also result in higher annual fees. That’s not the case with the Wells Fargo Active Cash® Card, which has a $0 annual fee.
mobile phone protection — Since a typical cell phone costs several hundred dollars, it’s a good idea to purchase some type of insurance. With this Wells Fargo card, you just pay your cell phone bill with the card and it comes with up to $600 of built-in cell phone coverage. Coverage is subject to a $25 deductible.